The Truth About Mortgage Points: Should You Buy Them or Skip Them?
Learn how mortgage points work, when buying points makes sense, and how to calculate your break-even point before purchasing a home.
Real Estate
The property side of the transaction: what a home is worth, what an appraiser looks for, and how the local market shapes your offer.
16 articles
DSCR Loans Explained: How They Work, Who They’re For, and What Real Estate Investors Should Expect
Looking for a DSCR loan lender? Finance rental properties using cash flow instead of personal income. Purchases, cash-out refis & short-term rentals.
Recognized as a Top United Wholesale Mortgage (UWM) Partner with Multiple Industry Awards
CPF Mortgage has been recognized by United Wholesale Mortgage (UWM) with multiple prestigious industry awards in 2025, honoring exceptional loan production, operational efficiency, and consistent performance as a top UWM broker partner nationwide.
The Home Appraisal Process: What Buyers and Sellers Should Expect
Learn how the home appraisal process works, what appraisers look for, and what to do if the appraisal comes in low. Buyers and sellers, be prepared with CPF Mortgage.
How the VA Bonus Entitlement Works (And How Much You Can Really Borrow)
VA loans offer incredible benefits, including a bonus entitlement that allows qualified veterans to buy homes above the standard county loan limits without a down payment.
One-Time Close Construction Loans: Build Your Home with One Closing
Learn how one-time close construction loans from CPF Mortgage can help you build your dream home with one approval, one closing, and no hassle.
Should I Include My Taxes and Insurance in My Monthly Payment?
Should you include taxes and insurance in your monthly mortgage payment? Learn how escrow accounts work, who needs them, and whether it’s the right choice for your home loan.
Building a New Home vs Buying a Pre-Existing Home: Which is Better?
When it comes to purchasing a home, one of the biggest decisions that homebuyers face is whether to build a new home or buy a pre-existing one.
Buying Waterfront Real Estate
A waterfront real estate is a dream for many people, offering the opportunity to wake up to the soothing sound […]
4 Things to Consider Before Buying a Home in Pasco County FL
Pasco County, Florida is a great place to call home! With its beautiful beaches, scenic parks, and growing communities, it's […]
CPF Mortgage Becomes Preferred Lender for The Homan Realty Group
The Homan Realty Group in Hernando County, FL, has chosen CPF Mortgage as their preferred lender. This partnership was formed […]
Your Best Go-To Moving Checklist
So you’ve signed the lease on your dream home, secured your mortgage, and are ready to move. So what now? […]
5 Important Expenses Mortgage Calculators Leave Out
There are many online mortgage calculators available to help you determine what an estimated monthly payment would be on a […]
5 Lessons From Monopoly On the Home Buying Process
If you have ever played Monopoly, you know how competitive and heated that game board can get; arguments can steam […]
How to Tap into Your Home Equity
Many Americans have most of their wealth in the value or equity of their home. That's why it's no surprise […]
The State of Our Current Housing Market
In these uncertain times, a fluctuating market and increasing mortgage rates can make buying a house seem overwhelming, if not […]
