Estimated value and range
A current market estimate for your specific property, with the low and high ends of the range so you know how much confidence to place in the number.
Free tool
Free Home Value Report
What is my home worth? Enter your address and email to receive an automated PDF report with your estimated value, the range around it and available comparable sales.
- Free, with no obligation
- Help available from a real loan officer
- PDF delivered automatically by email
What you receive
What’s in your home value report
A single number is only useful if you know how it was reached. The report shows its work, so you can decide what to do with it.
Recent comparable sales
What similar homes near you actually sold for, and how they compare on size, age and lot. This is the same evidence an appraiser starts from.
Your equity position
The gap between what the home is worth and what you owe on it, and what that could mean if you sold, refinanced or borrowed against it.
Help understanding your report
Your PDF is generated and emailed automatically. Reply to the report email if you would like a CPF Mortgage loan officer to help you understand the numbers.
An automated valuation is an estimate, not an appraisal. If you go on to refinance or sell, a licensed appraiser will still value the home for the transaction.
Who uses it
One report, three ways to use it
Homeowners
Know what you have.
Track how your equity has grown, decide whether a cash-out refinance or a home equity line makes sense, or set a realistic asking price before you talk to an agent.
Refinance optionsHome buyers
Offer with evidence.
Check a property you are about to bid on against what the neighbourhood is really selling for, so your offer is competitive without overpaying.
Purchase loansReal estate professionals
Walk in prepared.
Use the report as market research for a listing presentation, or hand it to a client who wants a second opinion on price.
Partner with CPFHow it works
From address to report in three steps
-
Tell us the address
Street, city, state and ZIP. Start typing and pick the address from the list; the rest fills itself in.
-
We run the valuation
We match the property address and generate an automated valuation report using available property records and comparable sales.
-
Your report arrives by email
We verify your property and prepare the PDF before confirming your request. If the address needs correcting, you can fix it here and try again. Your ready report is queued for email.
After the report
What to do with the number
Knowing your home’s value is the first step toward a decision. These are the ones people most often make next.
Turn equity into cash
How a cash-out refinance works, what it costs and when it beats a personal loan or credit card.
Watch your value every month
The Home Value Digest emails you an updated estimate, your equity and interest-saving ideas each month.
Price out your next payment
The mortgage calculator shows the monthly cost of a refinance or a move, taxes and insurance included.
Get a real quote
When you are ready to act on the number, a custom quote replaces estimates with live pricing.
Good to know
Home value report questions
How is my home value estimated?
The report uses an automated valuation model (AVM), which weighs recent sales of similar homes nearby, public property records and local market trends to produce an estimated value and a range. The PDF is generated and emailed automatically; reply if you would like help understanding it.
Is this the same as an appraisal?
No. An appraisal is an in-person inspection by a licensed appraiser and is what a lender relies on to close a loan. This report is a free automated market estimate to help you decide whether to take a next step. If you refinance or sell, an appraisal will still be ordered.
How accurate is the estimate?
Accuracy depends on available property records and comparable sales. Unusual homes, rural properties and areas with few recent sales can be harder to estimate. Use the value range as a starting point, and ask a loan officer if you need help interpreting it.
What does it cost, and is there any obligation?
Nothing, and none. The report is free and you are not required to apply for a loan or speak with anyone. Many people run it once a year simply to keep track of their equity.
How quickly will I receive the report?
We check your property and prepare the PDF when you submit the form, including outside business hours. This may take about a minute. Address problems appear on the form so you can correct them and try again. After confirmation, your PDF is queued for email. If you do not receive your PDF within 10 minutes, check your spam folder and email home@cpfloans.com for help.
Which areas do you cover?
We can run a report on most residential properties in the United States. CPF Mortgage is licensed to lend in Florida, Tennessee, Colorado and Georgia, so if the report leads to a refinance or a purchase in one of those states we can help with the loan too.
What happens to my information?
Your address is used to run the valuation, and your email is where the report goes. A loan officer may follow up to see if you have questions. We do not sell your details, and you can ask us to stop contacting you at any time.
