About CPF Mortgage

WHO WE ARE
The CPF Mortgage Story
Our company’s founder was deeply inspired by the integrity and life of his brother, Christopher Paul Kelly, whose example was one of trust, compassion, and love for helping others. Christopher led an exemplary life, serving his country as a United States Marine and later in law enforcement.
After his passing in 2003, our founder set out with the dream and goal of carrying on his brother’s life example by building CPF Mortgage (Christopher Paul Financial, LLC): an honest and trustworthy home loan provider.
After his passing in 2003, our founder set out with the dream and goal of carrying on his brother’s life example by building CPF Mortgage (Christopher Paul Financial, LLC): an honest and trustworthy home loan provider.
Why Choose CPF Mortgage?
CPF Mortgage was established for the purpose of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. Just as it was Christopher’s honor to serve others, so is it ours to assist you in your most important financial need. We do that by offering homebuyers industry-leading interest rates and unparalleled customer service.






Justin Kelly
CEO / Sr. Mortgage Loan Officer
NMLS#: 385792952


Derek Aron
Mortgage Loan Officer
NMLS#: 385792952


John Doe
Mortgage Loan Officer
NMLS#: 385792952
Our Team


Jessica Kenny
Processing Validation Team


Amanda Karpavicus
Administration Director
#THECPFWAY











Locations
Connect with a CPF Loan Officer in Your State
We opened our first office in Trinity, Florida, and we’re proud to say that CPF Mortgage continues to grow. Our mission to create a consistently reliable home financing company isn’t only reserved for our hometown. We want to provide trustworthy and outstanding home financing services in every area we represent. Today that means Florida, Tennessee, Colorado and Georgia — pick your state below for local loan officers, programs and closing costs.
See Our LocationsAbsolutely outstanding experience working with CPF Mortgage! As a real estate agent, communication and reliability from the lending side are everything, and Sean, along with Matt, Jess, and the entire processing team, delivered on every front. Sean was a phenomenal loan officer: responsive, knowledgeable, and proactive throughout the entire transaction. From pre-approval to clear to close, the process was seamless.
Ian Earls, Real Estate Agent
Justin were amazing to work with from the pre-approval process right through closing. The communication from both of them was great, explained step by step, and even stayed in contact with our selling side of things to ensure a smooth process. Highly recommend CPF for all your lending needs!
Brandi Wilson
The team at CPF were all knowledgeable and immediately responsive from the beginning of my loan application process through closing. I shopped around for interest rates and closing costs with other lenders (including my federal credit union) and there was no close comparison to the quality of service I experienced with CPF.
Jillian Stuper

JOIN THE TEAM
We’re Hiring
We’re always looking for passionate, highly-motivated and determined team players to join our team. If that sounds like you, send us your application.
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Tampa’s Best Gold WinnerMortgage Lender · 2026















