About CPF Mortgage

WHO WE ARE

The CPF Mortgage Story

Our company’s founder was deeply inspired by the integrity and life of his brother, Christopher Paul Kelly, whose example was one of trust, compassion, and love for helping others. Christopher led an exemplary life, serving his country as a United States Marine and later in law enforcement.

After his passing in 2003, our founder set out with the dream and goal of carrying on his brother’s life example by building CPF Mortgage (Christopher Paul Financial, LLC): an honest and trustworthy home loan provider.

Why Choose CPF Mortgage?

CPF Mortgage was established for the purpose of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. Just as it was Christopher’s honor to serve others, so is it ours to assist you in your most important financial need. We do that by offering homebuyers industry-leading interest rates and unparalleled customer service.
Christopher Paul Kelly

Justin Kelly

CEO / Sr. Mortgage Loan Officer
NMLS#: 385792952

Derek Aron

Mortgage Loan Officer
NMLS#: 385792952

John Doe

Mortgage Loan Officer
NMLS#: 385792952

Our Team

Justin Kelly

CEO / Sr. Mortgage Loan Originator
NMLS #333028
 

Sean Krause

Sr. Mortgage Loan Originator
NMLS #2134035
 

Nick France

Sr. Mortgage Loan Originator
NMLS #1784486
 
Kalinda ReyesKalinda Reyes

Kalinda Reyes

Mortgage Loan Originator
NMLS #2420997
 

Hector Colon

Mortgage Loan Originator
NMLS #2740417
 

Carlos Rodriguez

Chief Mortgage Loan Processor
NMLS #346769
 

Jess Boyd

Mortgage Loan Processor
NMLS #2519464
 

Matt Hemmerling

Mortgage Loan Processor
NMLS #2101543

Jessica Kenny

Processing Validation Team
 

Amanda Karpavicus

Administration Director
 
#THECPFWAY
Locations

Connect with a CPF Loan Officer in Your State

We opened our first office in Trinity, Florida, and we’re proud to say that CPF Mortgage continues to grow. Our mission to create a consistently reliable home financing company isn’t only reserved for our hometown. We want to provide trustworthy and outstanding home financing services in every area we represent. Today that means Florida, Tennessee, Colorado and Georgia — pick your state below for local loan officers, programs and closing costs.
See Our Locations
JOIN THE TEAM

We’re Hiring

We’re always looking for passionate, highly-motivated and determined team players to join our team. If that sounds like you, send us your application.
See All Positions

Mortgage Loan Officer

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Mortgage Loan Officer

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Mortgage Loan Officer

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Tampa’s Best Gold Winner 2026 Tampa’s Best Gold WinnerMortgage Lender · 2026