Testimonials

Sean and his team were absolutely amazing and helped me close an investment property I was working on for over a month. My buyer and I had a terrible experience with a hard money lender who was dragging out the close of my buyers first investment home. We were losing the battle so I called my broker and they referred me to specifically to Sean. Sean was able to close our loan in ONE week! WOW! Sean saved my buyer a lot of money and heartache. I would absolutely use him again in a heartbeat. Carlos knew his stuff too and was a pleasure to work with as well.

Shanell Haines

CPF and our loan officer David “Tyler” Cabral could not of made the home buying process simpler. We recently moved from Buffalo to Tampa and they made the process seamless. Tyler secured our pre-approval with minimal paper work and was always available via text, email or call. I would recommend them to anybody.

Andrew Wydysh

I had a great experience and everything went perfect for my mortgage refinance. Everything went fast, accurately and professional. Very smooth. Justin Kelly is amazing and professional. Thanks a lot for your help.

Adalgisa Constanzo-Muller

Our experience with CPF has been absolutely great. Carlos Rodriguez, Our experience with CPF Mortgage (Christopher Paul Financial LLC) has been absolutely great. Carlos Rodriguez, Compliance Officer worked with us throughout this process. He was through and always available. He knew exactly what we needed to do and was able to communicate easily with us. I don't think we could have had a better experience. We would certainly recommend others to use this company.

Barbara Bernhart

We had a great experience! They did what they said they were going to do, when they said they would. Saved me some $$$ which made me happy. I would recommend this company.

Dale Hatcher

Help me get both of my mortgages. Sean, Justin, and Amanda as well as the whole company did a phenomenal job. With communication and guidance they can get you financed with outstanding results. Highly recommend CPF Mortgage!!!

Rick Small

Justin Kelly and the group at CPF Mortgage have served my wife and I, some family member, and friends, for many years. They are very professional, personal, and highly knowledgeable group. We will countinue to recommend their services people we find that need them. We look forward to doing business with them in the future.

John Handelong

Very grateful to have worked with such a thorough Mortgage Broker. Not only did Justin and his team make this process smooth, but they also pre-scrubbed the loan making sure the underwriters had everything they needed. This saves the client so much time in the long run. We ended up closing early which was great! Even when it looked like we would not be able to Justin worked his magic and made it happen! However, what I appreciated most was the accessibility that he provided me with throughout the process. Always answered his phone and if not I was always received a call back in a promptly manner. Thanks CPF

Anthony Daugherty

Justin at CPF Mortgage was very helpful, honest, and dependable. The whole process was great!

Sara Meyer

Very professional and work with their customers.

Sherry Gaddis

So impressed by CPF Mortgage! We found them during our refinancing process, Justin helped us lower our rate from 6.5% to 3% which saved us $400 per month. We were so impressed with the whole companies knowledge that when we bought our second home, they were the only people we called. It was a short sale which was very intimidating to us, but they took care of everything and kept us informed...even if the news was not to our liking. Justin's loan processer even scheduled a closing agent to come to our house to sign all the paperwork on a "Saturday".We love that they are honest and upfront will all information. They might not be the cheapest, but your estimate has their fee documented, so you know what's what before the process starts. Any buyer knows you get what you pay for and I can tell you from experience, if a mortgage company tells you their fee is a flat $300 but every time you call, your call is never answered...beware, it's the beginning of your worst nightmare! CPF Mortgage has some of the most friendly staff especially Amanda, who will answer your call and make sure your message is received. After having our third child, we started the hunt for our dream home. I immediately called Justin and he had me a pre-approval within hours. A home is the biggest purchase a couple will make in their lifetime and it just makes sense to use a specialized company to handle all of the headaches that come with buying a house. We are happy to have them in our corner!

Natasha Castro

As a first time home buyer, CPF made the process of buying a home very easy and convenient for me. Their communication and the willingness to explain the process to me as we went along, really helped me to feel comfortable and secure in my decisions. Most of all, they were honest! Very rare these days. Couldn't ask for a better group!

Josh Kesling

What an overall great experience completing my refinance with Christopher Paul Financial was. Justin's team is thorough and an absolute pleasure to work with. Sean Davitt was on top of the entire loan process and kept me in the loop throughout. In an industry where I deal with multiple lenders and brokers, I without hesitation recommend CPF Mortgage to anyone looking to purchase or refinance a home.

Joseph Ford

wanted to do a quick refinance to help a family member and take advantage of the recent drop in mortgage rates. called CPF Mortgage on tuesday june 28. the closing agent just left my house today july22nd. 24 days start to finish. wow. great friendly prompt service. not my first refi. but definitely the smoothest and most efficient one. shannon and carlos helped me decide what was best for my situation and answered all my questions in a prompt and friendly manner. highly recommended

Michael McLaren

CPF Mortgage has been my go to lender for over 10 years. They always provide me and my clients with the best customer service. I know when I send a client to them, that the deal will be done without any issues. I couldn't be happier with my experiences and I highly recommend them.

Jamie Devine Brown, Pa

If it wasn't for Sean Davitt's persistence over the holidays, we probably would not have refinanced our home mortgage at all. His willingness and ability to meet our terms and conditions made the process a lot easier than we expected. Meeting Carlos and Amanda in the office was an added bonus. Thank you CPF

Randy Stokes

I have had the pleasure of using CPF Mortgagefor a refi and a mortgage now. Both times Justin and his team made the process effortless. I received great interest rates with minimal charges and money out of pocket. I will be using them again in be future and will be recommending them to all of my friends.

Scott Conrad

CPF Mortgage provided me fantastic guidance and unparalleled customer service when evaluating options for the purchase of my new home. Every detail was thoroughly covered, and the process went through flawlessly as a result. I couldn't be happier with my experience and would highly recommend this group to anyone requiring mortgage services of any kind.

Josh Williams

Where do I begin? Justin helped our dreams come true. When we sold our home we recommended that our buyers use Justin with CPF Mortgage. Unlike most lenders Justin told everyone the truth so everyone knew what to expect. The closing went as smooth as possible! Both buyers and sellers were happy and actually sat in the same room at closing (very rare these days)! When we purchased a home Justin made this so easy for us. He knew exactly what we were going to need before we received the request for documents. We were very prepared thanks to him. With new lending regulations lending wide the process has changed so much. Justin prepped us on what to expect down to a T. Our transaction was a cake walk compared to the big bank horror stories most buyers go through. Thanks for making our dream come true of living on the water and stressless as possible! ... We also closed early! Thank you again! -Rachel and Patrick

Rachel & Patrick Gallagher

Justin and his team go above and beyond to provide exceptional service! He answered every question I had, kept me up to date on the process, and followed through on every discussion we had. The home buying process was smooth from start to closing!

Kelly King

ALL the staff at CPF were nothing but professional. They gave my wife and I great choices of different loans that fit our needs. They were up front with every detail and over-delivered at closing. I recommended them to my mother and her experience went well too!

Maurice Geathers

I can not say enough good things about Mr Justin Kelly and CPF Mortgagel. They went above and beyond the call of duty. They answered all our questions and were always available to talk with us every time we called. We got an amazing rate that was far better then other people we know and the whole process went very smoothly. Thank you ;)

Adam Major

My family had a great experience working with CP Financial. They provided us with a great rate. The estimated closing costs were 1700 UNDER what we had planned for. They were even with us at the closing. Thanks very much for a job well done. I would recommed this company.

Dwight Nearing

Cannot recommend these guys enough. They helped us with a very aggressive time frame. They explained every step of the way and told us what we needed to do, by whom, and when it needed to happen. We worked together and met a time frame that made our title company - who deals with hundreds of mortgage loan company's - raise her eyebrows and say "Wow" They treated us with respect and were extremely helpful the entire process. Found these guys by chance, and consider ourselves very lucky we were to work with them.

Dave Bracken

It's hard to know who to trust in this day and age, but I would highly recommend CPF Mortgage to anyone! Their great service and fantastic rates have made me and my family members customers for life!

Scott Welty

Mr. Kelly explained the process with honest professionalism. I will recommend him to every person I know who is in need of financing. He was organized and thorough, as well as kind which made all of the difference in our interactions. We put our trust in CPF Mortgage and they most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Justin Kelly!

Crystal Parzik

Sean at CPF Mortgage is wonderful to work with. You can tell he cares about his clients. He is extremely knowledgeable, he has great attention to detail and is available to help you understand the process every step of the way. I would recommend him to anyone I work with.

Gena McCulloch

If I could possibly give you guys a 10 star rating I would do that instead of just five. My experience with Sean and Carlos was not only professional but personal,caring and at times fun.. believe it or not. I think they are a great team and are on top of everything. I did not ever have to worry at all about one thing. They are amazing. Thank you Sean and Carlos!!!!!

Beth Smith

Well, how do I begin...We had been going through such disasters with trying to obtain a MTG. We went through 2 different brokers, who were a total waste of our time. ... After our awful experiences a very good friend told us to call "Carlos" over at CPF Mortgage. Reluctantly I made a call out to his office the next day, and after the conversation of just 15 minutes he had me at... "Heyyyy how are you". Carlos was beyond just nice to speak to....he answered ALL my questions and addressed every one of my concerns. He was intelligent, knowledgeable, understanding, compassionate, concerned, informative, well spoken and just so down right awesome to have a conversation with! The stress of buying the home AND the possibility of DIVORCE had been lifted by a fantastic group of saints!!....They took on our MTG with diligence. I heard from them each day, even if it was just to say hello and confirm things were still moving. They never put us off, I would swear they did something on our file every day even if all they could do was move it to a different side of the desk. Our MTG was approved in RIDICULOUSLY FANTASTIC timing!! NEVER thought it would be done that quick, but with the right people and AWESOME TEAM WORK, they get it done, and DONE WELL!.... They helped us close on our home, keep our sanity and take divorce off the table!!!!!! (thank you) They should think of changing their name to "CPF Mortgage - COUNSELING" It was sad for us in the end...they were a group we did business with yes, but through the entire process, they felt more like friends, you know.... the ones you WANT to keep too!! CPF Mortgage... "TOP OF THE CHARTS GREAT PEOPLE!!...I would/will recommend them to everyone!! THANK YOU "ALL" FOR YOUR TIME, DILIGENCE AND HEARTFELT CONCERNS TOWARDS OUR BUSINESS.... P.S. CARLOS ROCKS!!!!

Wendy Malluck

This company far exceeds a 5 star rating!! They are top notch and make you feel like your not alone in the buying process. Call them for all your Mortgage needs, you will not be disappointed!!

Re/Max Advantage Realty - Trinity

My process was the least stressful of any purchase that I have made, and I have purchased 3 houses in the last 4 years. This was by far the most pleasant and courteous group of professionals I've had the pleasure to work with. I told Sean I had more problems selecting a cocktail dress to purchase. Sean and Carlos we're short of amazing. I would not hesitate to use CPF Mortgage if I should ever be crazy enough to buy another house.

Terri Cassidy

They did a great job securing the best loan and getting me financed. They take away the hassle of home buying & all documents can be signed online! Justin & Carlos are personable & professional.

Kaliey Smeltz

What a pleasure to have Justin and his firm as our representative in purchasing a home. The professionalism was outstanding. Every part of the transaction was handled in a very timely manner. We could not be more pleased with every part of purchasing a home with his crew. We recommend that anyone in this area looking for a home to utilize their services.

Cindy Kelley

Buying a house is such a stressful time but working with CPF Mortgage was the smoothest and least stressful part out of the process. They were so efficient and prompt about everything. I will always use their company and I can't thank them enough for making my dream come true. I love my new house and this would not be possible if it weren't for them. Thank you Carlos and Justin for doing a great job. I will refer everyone to CPF Mortgage.

Stephanie Hawks

The loan process with CPF Mortgage was stress free. I have purchased 2 homes in the past and found team members at CPF to be courteous and informative. Carlos did a great job of giving me the facts so that I could take care of my part. I was never on the phone too long and had all my questions answered. I closed on my home quickly and stress free. I would defiantly recommend CPF Mortgage.

Nicole Jagdeo

I would recommend CPF to all my friends and family. They were up front and honest. No hidden costs and excellent customer service.

Nathan Java

Both Sean and Carlos were very knowledgeable and communicative. Sean made himself available outside of normal business hours which was a huge help in putting in our offer on our new home. Carlos was excellent at explaining various aspects of the process and always quick to respond. The whole process went along quickly and we were able to close within six weeks of our accepted offer. I am grateful for all of their help. Thank you!

Lauren O'Connor

The team of Irene, Sean and Carlos are second to none. They are all straight shooters and incredibly knowledgeable in their respective professions. Each of them worked diligently for my wife and I and were able to find our dream house and negotiate a terrific package. The closing came quicker than expected and went very smooth. All of these professionals always answered the phone and were available well beyond normal working hours. A big thank you to this team from the bottoms of our hearts. Jesse and Alicea

Jesse White

I cannot begin to tell you how happy I am that I chose CPF for my first time home buying experience. The team was amazing! Sean was very thorough and helped me understand the process of buying a home and what to expect. I received a great rate of my first mortgage. There were no surprises. Whenever I had questions Sean was able to answer them. They were very accommodating with my work schedule and was available after hours. Whenever there was an update, I could count on a phone call. They really made me feel like I was apart of the family. Thank you CPF!

Tiffany Brown

Sean and Carlos were extremely amazing to work with. They were very professional and communicative and i couldn't be happier! They made buying my first home so easy, couldn't have done it without them!!

Kim Haskins

Sean is absolutely amazing. If you are looking for a mortgage lender look no further. He is very through, and will be readily available to answer any and all questions you may have. Absolutely top notch service. 10 stars for CPF!

Salena Bardelli

When you go through the home buying process , you realize how many moving parts it takes to finally call it your own. When you really want something to go though or done correctly what do you do ? You hire a Pro and that is exactly what I got. This company CPF educated me on the home buying process in a language I understood so That I knew what i was getting involved with. Mr. Kelly called me anytime something needed my attention. Thanks again . I will be using CPF Mortgage for future purchases.

Richard Sullivan

I recently purchased a townhouse and CPF could not have made the process any smoother! Great customer service and very attentive! Anytime I had a question about something they were right there to answer it. They kept me in the loop each step of the way and let me know right away if they needed anything from me. Very speedy and efficient! I 100% recommend using them and will definitely be using them in the future. Thank you again for such an amazing experience!

Kristen Butler

Communication was one of the most important criteria when we were comparing lending companies. CPF Mortgage promised that we would be kept up-to-date with the process, and they definitely delivered! They worked hard to get us the best rate possible and went out of their way to make sure the process went smoothly. Best of all, we closed on time. They truly care about their clients.

Cherie Erbrick

Got a mortgage with CPF. The team over there is very responsive and made the process easy. Fantastic

Seth Holloway

CPF did an exceptional job getting my family the house of our dreams!!! Thank you ALL for always being Extremely professional and responsive! I would highly recommend CPF to anyone looking to buy a home!

Kristy Lemons

I recently switched to CPF from another company due to lack of communication and from the first moment CPF was very helpful and very informative. Our closing was very tenuous and there were a lot of late night phone calls that Justin and his team endured for us. We could not be happier with the work they did for us and our closing day was very smooth and quick! I will be using them again in the future if we ever leave our dream home!

James Hanshew

I can not say enough good things about CPF. I would give them 10 stars if possible and recommend them to anyone I know. Justin, Carlos and Candy at Capital Title Solutions are extremely knowledgeable, honest and professional and went above and beyond to make sure every last detail was taken care of to make the process as smooth, stress free and quick as possible. Thank you SO much!!

Lindsey Angel

CPF Mortgage is in s class of its own!! I was amazed at the remarkable service I received from my very first contact. I had previously spoken to two other Mortgage companies that gave me standard answers. Justin took the time to ask about my history, my goals and my expectations. In doing that he could recommend options that were comfortable and suitable for me that I never knew were possible. The communication with Carlos and others in the office was always professional and supportive. I felt so well taken care of and thankful that I found them.

Valerie Williams

Easiest transaction ever!!! Sean and Carlos are amazing to work with. I highly recommend CPF Mortgage to anyone purchasing a home.

Donna Jordan

I cannot say enough good things about CPF Mortgage Sean and Carlos go above and beyond and the rest of the team is amazing. I am a Realtor in Ocala, FL. I was always scouring for a lender to refer to my buyers. After working with many I can assure you the CPF is paramount. With CPF your emails are answered, phone calls picked up or promptly returned. CPF uses Utrack which tracks the loan in real time for the buyer and Realtor so you are always up to date on the status. The turn around is amazing with most closings within 21 days. Whatever your circumstance; whether you are a first time home buyer, investor, purchasing a second home or farm etc do yourself a favor and call CPF for all your Property lending needs.

Daneya Pelletier Mitchell

We just moved to Florida and were shopping for a home. My wife ran across CPF while looking at homes. After talking to a couple of lenders, the team at CPF managed to pull off a miracle for us. We had several challenges facing us that caused another lender tho tell us we would never get an FHA mortgage for our situation. Not only did the team at CPF deliver an FHA mortgage, but they got us a good rate and the communication was fantastic! Needless to say, they are my miracle workers and we closed on our house last week.

Scott Giles

My husband and I recently relocated to the Tampa area. We knew that we were going to purchase a home however we were not excited about going through the long drawn out approval process. Having purchased 5 homes previously we knew what to expect. We were pleasantly surprised by our experience with CPF Mortgage. Even though our home of choice was listed by an inexperienced agent Sean and Carlos helped us navigated quickly through the appraisal and approval processes and we were able to close in record time. If you want a smooth and painless mortgage, we highly recommend Sean Davitt at CPF mortgage.

Angela Lewis

I had CPF Mortgage work on a loan for me 7 years ago. So when we were looking to get a bigger house, of course I called them again. They are amazing! They had the whole loan process done very fast. They always keep you informed about what is going on, and very fast to respond to any questions you have. I will always recommend them to everyone! Thank you CPF Mortgage!!!

Diona Joseph

What an awesome experience from start to finish, Carlos and Shannon made our home buying experience a great one. Very prompt in returning emails and phone calls. The whole team we worked with was great!

Julie Bandi