At CPF MORTGAGE (Christopher Paul Financial, LLC) top-notch service is our goal.
Here are just a few testaments of our commitment to excellence


"As a family with a new baby on the way we had already prepared ourselves for the upcoming changes, especially financially. Little did we know that the home which we were renting was not being paid and was in fact being foreclosed. We found ourselves in a very tough and nerve wrecking situation where we now have to find somewhere else to live. Justin Kelly was highly recommended by my father, who had previously worked with Justin on his own refinance. From the very first time that I spoke with Justin on the phone I felt more at ease that he completely understood our needs and he had our best interest in mind in trying to fulfill our needs in a very tight timeframe. From the very beginning, Justin was very upfront with us and walked us through the process of purchasing our very first home. I am positive that I was not the only client Justin was working with; however, I always felt that the individual attention that he provided to me when I had a question was that of an exclusive client. Through all of the negative factors that we were working against, Justin always took the time to examine and resolve each single issue and delivered his promise to help secure a home for our family in a timely manner. When we live a time where there is a lot of negativity out in the world and we become entangled in a bad situation, it is very reassuring that there are people like Justin Kelly and Christopher Paul Financial that make it their business to deliver piece of mind to their clients."

-The Rivera Family


My family had a great experience working with CP Financial. They provided us with a great rate. The estimated closing costs were $1,700 UNDER what we had planned for. They were even with us at the closing. Thanks very much for a job well done. I would recommend this company.

-The Nearing Family


I would like to thank Jennifer DeVenne for helping out for our loan, she did a great job, and she is a jewel in your company. I would like to thanks all your CP Financial Staff, they did everything to close as soon as possible before the school opens, in which it gives us time to enroll my children and to move at least 3 days in our home, it's such a relief for us. And we are happier that the estimated closing costs were less that we thought it should be and our monthly mortgage is more less than we expected, and Jen is always there to make sure and update us that I am with my budget. Your company really helped me as a first time homebuyer ....I would definitely recommend your company ...more power to CP Financial :)

-Gary Demafeliz

Justin Kelly and the entire staff was amazing. This process was smooth from beginning to end. I still can't believe it was so easy and I am a homeowner!! I cannot thank Justin enough. I will refer CPF MORTGAGE every chance I get and will never choose any other company!! Thank you so much for everything you did for me and my family.
- Amanda Brooks

This is to testify that even if you think you will not be able to purchase, Justin and his team will use their knowledge, initiative and tenacity to make your dream come true. I will never be able to thank Justin enough for his extensive knowledge and valuable advice which made it possible to move closer to our children and own a lovely home suited to our needs. His kindness and integrity were just "above and beyond" anything we have experienced in any of our prior home purchases.
- Judith Higgins

Carlos walked me through the whole loan process. Any questions, he answered promptly. Great company! Don't know what I would have done without Christopher Paul Financial. 
- Doreen Ouellette 

Every question was always answered to my satisfaction. Every phone call returned promptly.
- John Gibeau

We were on a deadline and Justin, Amanda & your whole office made it happen! Purchasing a house can be very stressful. Purchasing a home on a deadline can be a disaster. CPF MORTGAGE made our dreams come true on time with the least amount of stress! They truly want to make your dreams come true. It was a pleasure to work with CPF.
- Frank Brown & family 

Christopher Paul Financial and its employees demonstrate "excellence in motion" as they journey with you through the rough seas of today current mortgage and refinance climate.  They never give up and diligently work to remove barriers to your process.  They keep you reassured and updated while they work 120% for you.
- C. Francis


Everyone at Christopher Paul Financial was very knowledgeable, efficient and friendly. They communicated very well and worked ahead to obtain information that may be needed to make the process quick and smooth! I highly recommend Christopher Paul Financial!
- Sarah Van Etten

The loan process takes time. I really can’t see how to improve the service. Carlos was excellent, very accommodating. The secretary Amanda is extremely polite.
- The Gabriel Family

Carlos was very professional and knowledgeable in every aspect of this loan. If it would not have been for your company giving me a call, I would have refinance at a much higher rate. Thank you for making this loan process the best process I have ever went through.
- Dale Couch

Everyone at CPF was very friendly and helpful. I am an extremely picky person to work with and they stepped up to the challenge! Great Team!
- Leslie Polston

Carlos was wonderful, he was always available to answer any questions that we had. He returned our calls and emails almost by the time I was hanging up the phone. He is truly an asset to your company.
- Mr. & Mrs. Gordon

My husband and I did not have much time to find and purchase a home since ours sold quickly. The moment I contacted CPF I knew that we were in great hands. They processed my mortgage quickly and effectively. Their professionalism and knowledge made the home buying experience enjoyable. Our questions were always answered and the line of communication was exceptional. I would highly recommend their services. 
- Mr. & Mrs. Michael 

Thank you for help, fantastic experience! I have already recommended friends to you.
- Rick & Debbie

We are very pleased with Christopher Paul Financial! They are very knowledgeable about the business. They took great care of us during our refinance. Returns calls very well. Very helpful. Just a great company, I love the personnel. They take care of their clients. Thank you Christopher Paul Financial.
- Frank & Marcia Makar 

VA Streamline Refinance, Excellent professional service.
- Jasper Jones

Will go beyond to help their clients any way they can. Hardworking, prompt and professional. Very knowledge in what they do. I would recommend them to anyone.
- Pohl Family

To improve your services would be to improve on perfection and that cannot be done.
- Harry Johnson