You may ask yourself… "Why do I need to be prequalified before I look at homes?"

The answer is simple: it shows you are a serious buyer. This is important to realtors and sellers alike. With the recent foreclosure crisis, bank owned properties are a great way to purchase a home with instant equity. Banks (bank owned properties) are especially concerned with whether or not a potential buyer is prequalified. Often times the bank will not accept an offer without a letter of prequalification from a mortgage lender. When you have a great deal there can be competition for the home. You can be sure that when you have your letter of prequalification and your competition doesn’t you will likely win the bid on the home.

Here at Christopher Paul Financial, LLC we pride ourselves on customer service, expert staff and understanding our customer’s needs. Below you will find a questionnaire, please fill it out and we will analyze the information and have one of our best representatives call you to review. If you are not in the market to buy a home, but would like to know what you could be approved for, please do not hesitate to submit your information. We are happy to help you now and in the future when you decide to buy, whenever that may be.