Do I Qualify?
To qualify for a mortgage, lenders typically require that you have an acceptable debt-to-income ratio. This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment). Want to find out what your debt-to-income ratio is? Click here to find how much you qualify for based on your income.
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